Owemint

Owemint is a simple, personal debt and IOU tracker and app that helps you track money owed, log payments, set due-date reminders, and see exactly who owes you and what you owe, all without spreadsheets, group chats, or awkward follow-ups; whether you're settling a shared expense, tracking a personal loan, splitting a bill, or remembering money lent or borrowed from a friend or family member, this offline, privacy-first debt manager keeps separate ledgers for what's owed to you and what you owe, lets you record partial payments and remaining balances, attach receipt photos as proof of payment, lock the app with biometrics, back up and restore data manually with no account or cloud storage required, export records to CSV, and view stats like net balance and overdue amounts.